Afraid You’ll Never Be Able to Retire? You’re Not Alone. Here’s the Plan.

What if retirement wasn’t scary anymore?

In this episode of Queer Money, we share the real, unfiltered results of a recent Queer Money community poll — and what it reveals about the five biggest fears LGBTQ+ people have about retirement.

From “bag lady energy” to healthcare panic, from how much is enough to where can I live safely and affordably, this episode isn’t about shame — it’s about clarity, strategy, and community.

If you’ve ever wondered:

1. Will I run out of money?
2. What happens if healthcare bankrupts me before Medicare?
3. Can I retire early… or abroad?
4. What if Social Security or Medicare changes?

This episode is for you.

🎯 KEY TAKEAWAYS

1. Retirement fear is emotional first — numbers come second
2. Healthcare uncertainty is the #1 wildcard for early retirement
3. Most LGBTQ+ retirees want community + affordability, not luxury
4. Government uncertainty is pushing more people to explore retiring abroad
5. Confidence comes from a plan, not perfection

🎙️ WHY THIS EPISODE MATTERS

This episode marks a turning point — not just for Queer Money, but for how LGBTQ+ people talk about retirement.

1. You are not broken.
2. You are not behind.
3. You just haven’t been shown a roadmap that actually fits your life.
4. And that’s what we’re building — together.

Subscribe so you don’t miss what’s coming next in 2026.

👉 YOUR NEXT STEP

If you’re serious about building confidence — not just hope — start here:

➡️ Get the Happy Gay Retirement Calculator: https://queermoneypodcast.com/hgrcalc

Chapters:

1. 00:00 Intro
2. 00:50 Context
3. 05:15 - “Do I Even Have Enough?”
4. 08:42 - “Healthcare Before Medicare Is Gonna Kill Us”
5. 11:30 - “Where Will We Live?”
6. 14:45 - “The Government Will Mess This Up”
7. 17:29 - “I Want Peace of Mind, Not Just Numbers”
8. 20:03 Outro